Spanish Social Security Calculator 2025
🏠 Free ToolCalculate your Spanish Social Security contributions. Enter your gross monthly salary and regime type to get worker contributions, employer contributions, contribution base and total cost.
| Item | Rate | Amount |
|---|---|---|
| Common contingencies (worker) | 4.70% | €117.50 |
| Unemployment (worker) | 1.55% | €38.75 |
| Professional training (worker) | 0.10% | €2.50 |
| Common contingencies (employer) | 23.60% | €590.00 |
| Unemployment (employer) | 5.50% | €137.50 |
| Training (employer) | 0.60% | €15.00 |
| FOGASA | 0.20% | €5.00 |
| Work accidents (avg) | 1.50% | €37.50 |
| MEI | 0.83% | €20.75 |
How it Works
Spain’s Social Security system is funded through contributions from both workers and employers. These contributions cover benefits such as retirement pensions, unemployment, temporary disability and healthcare. Our calculator helps you estimate monthly contributions.
Under the general regime, the cost is split between worker (~6.35%) and employer (~32%). The contribution base is calculated on the gross monthly salary, subject to minimum and maximum limits updated annually. In 2025, the minimum base is €1,260 and the maximum is €4,720.50 per month.
For self-employed workers (autónomos), since 2023 contributions are based on actual net income through a progressive bracket system. The minimum contribution and base depend on declared net earnings.
Enter your gross monthly salary and select your regime to get a full breakdown: worker contributions, employer contributions, contribution base, total employer cost and detail by each concept.
Frequently Asked Questions
How much does a worker pay in Spanish Social Security?
Under the general regime, the worker contributes approximately 6.35% of their contribution base: 4.70% for common contingencies, 1.55% for unemployment and 0.10% for professional training.
How much does the employer pay?
The employer contributes approximately 32% on top of the worker's contribution base, including common contingencies (23.60%), unemployment (5.50%), training (0.60%), FOGASA (0.20%), work accidents (~1.50%) and MEI (0.83%).
What are the minimum and maximum contribution bases?
In 2025, the minimum contribution base for the general regime is €1,260/month and the maximum is €4,720.50/month. If your salary falls outside these limits, contributions are calculated on the minimum or maximum base.
How much does a self-employed worker (autónomo) pay?
Since 2023, self-employed workers contribute based on actual net income. The contribution is applied to a base that varies by income bracket, with a total rate of approximately 31.28%.
What is MEI?
The Intergenerational Equity Mechanism (MEI) is an additional contribution of 0.83% (0.58% employer + 0.25% worker in 2025) aimed at strengthening the pension system.