Portuguese Social Security Calculator 2025
🏠 Free ToolCalculate Portuguese social security contributions with 2025 rates for employees (11% + 23.75%) and self-employed (21.4% on 70% of income).
| Component | Rate | Base | Value |
|---|---|---|---|
| Worker | 11,00% | €1,500.00 | €165.00 |
| Employer | 23,75% | €1,500.00 | €356.25 |
| Total | 34,75% | €1,500.00 | €521.25 |
How it Works
Portuguese Social Security is the public system providing social protection to workers, including retirement pensions, sick leave, unemployment, and parental benefits. Contribution rates depend on the worker’s employment regime.
For employees, the total contribution is 34.75% of gross salary: 11% paid by the worker and 23.75% paid by the employer. The worker only sees the 11% deduction on their payslip, but the total cost for the company is significantly higher than the gross salary.
For self-employed workers, the contribution base is 70% of relevant income, on which a 21.4% rate applies. This results in an effective rate of approximately 14.98% on total gross income, lower than the combined deduction for employees.
Use this calculator to compare social security costs between the two regimes, calculate net income after contributions, and understand the true cost of labor for employers and workers.
Frequently Asked Questions
What is the social security rate for employees in Portugal?
Employees pay 11% of gross salary and employers contribute 23.75%, totaling 34.75% of the salary.
How is social security calculated for self-employed in Portugal?
Self-employed workers contribute 21.4% on 70% of their relevant income, resulting in an effective rate of approximately 14.98% on total income.
What is relevant income for self-employed?
Relevant income corresponds to 70% of earnings from the three months prior to the quarterly declaration. This is the base on which the 21.4% rate applies.
Is there a minimum contribution amount?
Yes, for self-employed workers the minimum monthly contribution is based on the Social Support Index (IAS). In 2025, no worker can contribute less than 20 EUR monthly.
Is social security mandatory for everyone?
Yes, all workers with paid activity in Portugal are required to contribute to social security, whether employed or self-employed.