Self-Employed Tax Calculator
🏠 Free ToolEstimate your freelancer taxes and net income. Enter your revenue and expenses, select your country, and see taxable income, income tax, social contributions, and effective tax rate.
How it Works
Our self-employed tax calculator helps freelancers and independent professionals estimate their tax burden across seven European countries. Enter your annual revenue, deductible expenses, and select your country to see a complete breakdown of taxable income, income tax, social contributions, and net income.
Self-employed workers face unique tax challenges. Unlike employees, they must pay the full social contribution burden themselves and are responsible for quarterly or annual tax filings. This calculator models the key obligations to help you plan ahead.
The tool subtracts your business expenses from revenue to determine taxable income, then applies country-specific social contribution rates and progressive income tax brackets. The effective tax rate shows what percentage of your total revenue goes to taxes and contributions.
Compare your freelancer tax burden with the employee equivalent using our Salary Calculator, or explore VAT obligations with our VAT Calculator.
Frequently Asked Questions
How are self-employed taxes different from employee taxes?
Self-employed workers pay both the employee and employer share of social contributions, typically resulting in higher total contribution rates. However, they can deduct business expenses before tax.
What expenses can I deduct?
Common deductible expenses include office rent, equipment, software, professional services, travel, and insurance. Rules vary by country — consult a local accountant.
Does this cover Italy's flat-rate regime (regime forfettario)?
This calculator uses progressive tax brackets. Italy's forfettario regime (5% or 15% flat tax) has specific eligibility criteria and is not modeled here.
What social contributions do freelancers pay?
Self-employed social contribution rates vary by country: approximately 25.7% in Italy, 18.4% in Germany, 22% in France, 30.7% in Spain, and 9% in the UK.
How can I reduce my tax burden as a freelancer?
Maximize legitimate deductions, consider retirement contributions (often tax-deductible), and explore special regimes available in your country. Always consult a tax advisor.
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