Italian INPS Contributions Calculator 2025
🏠 Free ToolINPS contribution calculator for self-employed: gestione separata (26.07%), artisans (~24%) and traders (~24.48%). View annual contribution, minimum threshold, maximum cap and income after contributions.
How it Works
INPS social security contributions are one of the most significant costs for self-employed workers in Italy. The rate and amount vary considerably depending on which pension scheme applies: gestione separata for professionals without a dedicated fund, gestione artigiani for artisans, or gestione commercianti for traders.
Our calculator determines annual INPS contributions based on taxable income and enrolment type. For gestione separata, the 2025 rate is 26.07% with no minimum contribution. For artisans and traders, the rates are approximately 24% and 24.48% respectively, with a minimum contribution of about 4,200 EUR.
Remember that INPS contributions are fully deductible from income for IRPEF purposes and also reduce the tax base under the regime forfettario. For comprehensive tax planning, combine this tool with our IRPEF calculator or regime forfettario simulator.
Frequently Asked Questions
How much do you pay in INPS gestione separata?
The gestione separata INPS rate for 2025 is 26.07% for professionals without other pension coverage. There is no minimum contribution: you pay proportionally to actual income.
What is the minimum contribution for artisans and traders?
The 2025 minimum contribution for artisans and traders is approximately 4,200 EUR per year, calculated on a conventional minimum income of about 17,500 EUR.
What is the INPS contribution ceiling for 2025?
The 2025 INPS contribution ceiling is approximately 119,650 EUR. No contributions are due on income above this threshold.
Are INPS contributions tax-deductible?
Yes, mandatory social security contributions are fully deductible from gross income for IRPEF purposes, both under the standard regime and the regime forfettario.